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Disability Insurance for Resident Physicians
Most physicians begin the process of obtaining their individual physician disability insurance during their residency/fellowship. The following brief guide will help you know what to look for in your search for the best plan available. Naturally, we are often approached with the question: “What is the best disability insurance for resident physicians?” Since determining which physician...
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Physician Disability Insurance Contracts
Similar to how you spend the majority of your time studying medicine, we spend the majority of our time studying physician disability insurance contracts. This is because we are the ones you call when you become disabled. Ee do not want to tell you that you are not eligible for benefits. This is why we recommend...
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AMA Disability Insurance Review
We recently had a client who was considering obtaining disability insurance sponsored by the AMA. Below is our AMA disability insurance review summarizing the key differences between the AMA sponsored policy and individual policies. The client found it very helpful so we have reproduced it here for your benefit. This is an association policy, and...
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Military Physician Disability Insurance
Military physicians often don’t receive the same praise and attention that their civilian counterparts do. Unfortunately, this means that they don’t receive the level of service that they deserve. In the context of disability protection, this has deleterious effects on their financial security and well-being. Military physician disability insurance mitigates those deleterious effects. As a military...
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Survey: Docs at small medical groups less satisfied with practice of medicine
A recent survey shows a 20 percentage point dissatisfaction gap between doctors practicing at small and large medical groups in San Diego County. In its biannual workforce and compensation study, the San Diego County Medical Society asked physicians whether they were more, less or unchanged in their satisfaction level with the practice of medicine than...
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High Limit Disability Insurance-Draft Day Edition
With the NFL draft happening today, I figured it would be a good time to discuss high limit disability insurance for athletes. Disability insurance for athletes is something that every professional player should have due to extremely high risk the world’s best athletes take when they enter the playing field. Like any other high income...
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3 Reasons to Buy Life Insurance for Your Children by Tim Bain
Final Expenses The National Funeral Directors Association estimates the cost of an average funeral in 2013 was approximately $7,400. And that’s for ‘basic’ services and materials such as a metal casket. Finding $7,400+ for an unexpected funeral is likely to be difficult for many people. It would create a sizable dent even for those...
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Using Disability Insurance to Battle our Kryptonite BY: Disability Insurance Services
Below is a story that reminds us that disabilities can happen to all of us. No matter how healthy we are one injury or sickness can lead to a disability that will jeopardize ones most valuable asset: our ability to produce income. When we look at the big picture, paying around $200 per month won’t...
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Disability Insurance: Upcoming changes to expect
At DI4MDs we are constantly examining what changes to the insurance market there will be in upcoming years. This year California residents will endure major changes to the disability plans offered. For females the changes will be substantial due to the fact gender neutral rates will no longer be offered by some of the leading...
