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Disability Insurance for Ophthalmologists
Ophthalmologists possess rare cognitive and motor skills. Disability insurance for ophthalmologists protects the income that these skills generate. Below are 4 key guidelines to follow when exploring disability insurance for ophthalmologists. Own Occupation Definition of Disability – It doesn’t take much to disable an ophthalmologist. It is critical that an ophthalmologist have an own occupation coverage definition...
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Disability Insurance for Anesthesiologists
Anesthesiologists represent the highest disability risk out of all medical specialties. Due to this, anesthesiologists pay the highest rates for physician disability insurance. Some companies offer more favorable rates for anesthesiologists who sub-specialize in pain medicine. If you are an anesthesiologist resident planning to go into a pain medicine fellowship, it would be prudent to consider...
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Disability Insurance for Radiologists
Radiologists have unique physician disability insurance needs. They are considered one of the lower-risk medical specialties, so radiologists pay less for physician disability insurance. Radiologists are often-times employed in single specialty groups of radiologists. Due to this, they usually have employer paid disability coverage. Many radiologists are aware of the limitations of such plans, and...
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Disability Insurance for Resident Physicians
Most physicians begin the process of obtaining their individual physician disability insurance during their residency/fellowship. The following brief guide will help you know what to look for in your search for the best plan available. Naturally, we are often approached with the question: “What is the best disability insurance for resident physicians?” Since determining which physician...
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Physician Disability Insurance Contracts
Similar to how you spend the majority of your time studying medicine, we spend the majority of our time studying physician disability insurance contracts. This is because we are the ones you call when you become disabled. Ee do not want to tell you that you are not eligible for benefits. This is why we recommend...
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AMA Disability Insurance Review
We recently had a client who was considering obtaining disability insurance sponsored by the AMA. Below is our AMA disability insurance review summarizing the key differences between the AMA sponsored policy and individual policies. The client found it very helpful so we have reproduced it here for your benefit. This is an association policy, and...
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Military Physician Disability Insurance
Military physicians often don’t receive the same praise and attention that their civilian counterparts do. Unfortunately, this means that they don’t receive the level of service that they deserve. In the context of disability protection, this has deleterious effects on their financial security and well-being. Military physician disability insurance mitigates those deleterious effects. As a military...
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Survey: Docs at small medical groups less satisfied with practice of medicine
A recent survey shows a 20 percentage point dissatisfaction gap between doctors practicing at small and large medical groups in San Diego County. In its biannual workforce and compensation study, the San Diego County Medical Society asked physicians whether they were more, less or unchanged in their satisfaction level with the practice of medicine than...
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High Limit Disability Insurance-Draft Day Edition
With the NFL draft happening today, I figured it would be a good time to discuss high limit disability insurance for athletes. Disability insurance for athletes is something that every professional player should have due to extremely high risk the world’s best athletes take when they enter the playing field. Like any other high income...
