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The Importance of Resident/Fellow Pre-Approved Disability Insurance
By Andy G. Borgia, CLU and D.K. Unger This year, thousands of residents and fellows are completing training and, as in the past, will be seeking to protect their medical careers in the event of disability. Covid has eliminated most in-person meetings, so residents/fellows are using the internet more than ever to obtain protection. Disability...
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Standard Insurance Increases Their Maximum Physician and Surgeon Disability Insurance Monthly Benefit to $30,000
Great news for the highest earning physicians/surgeons out there – Standard Insurance now offers up to $30,000 per month in benefit. In order to qualify for $30,000 per month of physician and surgeon disability insurance with The Standard, a physician/surgeon will have to demonstrate an income of $1,200,000 per year, and have...
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Military Dentist Disability Insurance
We recently authored a guest post on disability insurance options for military dentists on Joel Schofer’s McCareer site. Below is a snippet: Military Dentist Disability Insurance Disability insurance is critical and necessary for any professional. This is even more important for General Dentists. Statistics indicate that General Dentists are almost 20% more likely to experience...
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Veteran’s Day Message
As posted on the blog of our friend Dr. Joel Schofer, and dedicated to our military clients, their families, and all military serving our country past and present. We extend our gratitude to all of you. Statement by Secretary of Defense Lloyd J. Austin III on Veterans Day Nov. 10, 2021 On behalf of the...
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No Medical Exam Life Insurance Limits Increased – Up To $10 Million Available
There are big changes progressively taking place in the individual life insurance market. It was only about 10 years ago when all applicants had to undergo a medical exam when applying for a life insurance policy. This meant setting aside 20-30 minutes for a stranger to visit your home or office and take your blood...
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Our Post on Whitecoat Investor – Disability Insurance For Reservists
Reservists who require an income to achieve their financial goals have the same need for disability insurance until retirement. All reservists can apply for an own occupation individual disability insurance policy from the “Big 6” physician disability insurance companies… Read the rest of the post on Whitecoat Investor To receive your quotes, contact us today.
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Our Post On Whitecoat Investor – Guaranteed Standard Issue Disability Insurance
“Disability insurance is the most difficult type of insurance to secure but something all physicians should establish. Approximately 40% of all disability insurance applications result in either a declination or a policy modification… Read the rest of the post at: https://www.whitecoatinvestor.com/guaranteed-standard-issue-disability-insurance/ To learn more and see if your program has a guaranteed standard issue program,...
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Principal Unisex Rates for Physician Disability Insurance Ending 1/1/2021
Principal is currently the only carrier offering gender neutral / unisex discounted rates for physician disability insurance at many institutions/hospitals. For females, this represents a significant (40%) discount. As of January 1 2021, this discount will change to a gender-specific one. As of now there is no word of any other carrier planning to offer...
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25% Discount for Military Physician Disability Insurance Now Available – And Note Regarding Eligibility to Apply
Earlier this summer, MassMutual started allowing the use of the federal employee discount for military physicians and dentists. The discount is 25% off the gender distinct rates. The discount is permanent and also applies to future increases with the future insurability option (FIO) rider or the benefit increase rider (BIR). All of our clients since...
