Military Physicians and Dentists

Secure Your Financial Future Before Transitioning Out: Lock in Lifetime Savings and Protection

As a military physician, it’s critical to establish your individual disability insurance while you are still in uniform.

Here’s why acting early will put you miles ahead.

a young woman military physician dressed in army fatigues

Earlier age = money in your pocket

Premiums are based on your current age and stay level or fixed for life. Starting your coverage as early in your career as possible means you’ll pay thousands less over your policy lifetime. Every year you wait costs you about 2 years of extra payments to age 65.

Exclusive 25% military discount

While you are still in uniform, you are eligible for a permanent 25% savings that continues even after you separate and even on all future benefit increases. This elite perk vanishes the moment you separate.

Avoid the VA Exam minefield

Separation physicals and VA disability claims will flag conditions that will hinder your ability to obtain a comprehensive policy. These conditions will be excluded, increase your rates, and can even prevent you from obtaining any coverage at all. Apply before you start this process to keep your record clean and your options wide open. One medical note could lock you out of this valuable income protection. Don’t risk it.

Physicians are our specialty.

Disability Insurance custom-designed for physicians, by specialists with decades of experience advising medical professionals.