medical resident disability insurance
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Why Residents and Fellows Should Always Check for a Guaranteed Standard Issue Policy (GSI) Before Applying for Disability Insurance
A resident shared a post on Reddit every resident and fellow with access to a Guaranteed Standard Issue (GSI) disability policy needs to read. It’s a cautionary tale, and unfortunately, not a rare one. What happened? The resident worked with an insurance broker recommended by a well-known physician finance site to explore individual disability insurance...
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SWMEC Enrollment Now Open: Guaranteed Standard Issue Individual Disability
We’re pleased to announce that enrollment is now open for SWMEC Guaranteed Standard Issue (GSI) individual disability policy exclusively from Disability Insurance for MDs (DI4MDs). This is your exclusive pre-approved coverage option designed to protect your ability to practice during your entire medical career. This GSI plan has been in place for 15 years and over 1,700 residents...
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CHOC Enrollment Now Open: Guaranteed Standard Issue Individual Disability
We’re pleased to announce that enrollment is now open for CHOC Guaranteed Standard Issue (GSI) individual disability policy exclusively from Disability Insurance for MDs (DI4MDs). This is your exclusive pre-approved coverage option designed to protect your ability to practice during your entire medical career. This GSI plan has been in place for 15 years and over 1,700 residents and...
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Rady Children’s Enrollment Now Open: Guaranteed Standard Issue Individual Disability
We’re pleased to announce that enrollment is now open for Rady Guaranteed Standard Issue (GSI) individual disability policy exclusively from Disability Insurance for MDs (DI4MDs). This is your exclusive pre-approved coverage option designed to protect your ability to practice during your entire medical career. This GSI plan has been in place for 15 years and over 1,700 residents and...
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Scripps Enrollment Now Open: Guaranteed Standard Issue Individual Disability
We’re pleased to announce that enrollment is now open for Scripps Guaranteed Standard Issue (GSI) individual disability policy exclusively from Disability Insurance for MDs (DI4MDs). This is your exclusive pre-approved coverage option designed to protect your ability to practice during your entire medical career. This GSI plan has been in place for 15 years and over 1,700 residents and...
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UCSD Enrollment Now Open: Guaranteed Standard Issue Individual Disability
We’re pleased to announce that enrollment is now open for UCSD’s Guaranteed Standard Issue (GSI) individual disability policy exclusively from Disability Insurance for MDs (DI4MDs). This is your exclusive pre-approved coverage option designed to protect your ability to practice during your entire medical career. This GSI plan has been in place for 15 years and over 1,700 residents and...
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AMA Disability Insurance – 5 Things You Should Know*
Chances are you have received mailings from DisabilityPro. DisabilityPro is a marketing name for the AMA sponsored group disability insurance policy underwritten by New York Life Insurance Company. The initial rates are attractive, but do you know the terms of coverage? Contact us today to learn more about your disability plan options, including a personalized quote comparison....
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Is a Cost of Living (COLA) Rider Effective?
We originally posted this blog on The Whitecoat Investor, but have provided it here as well: The last two years has seen inflation climb to levels not seen this century . The Consumer Price Index (CPI) was 8.6 in 2022, over four times the average, and the CPI was 4.7 for 2021, over twice the...
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The Importance of Resident/Fellow Pre-Approved Disability Insurance
By Andy G. Borgia, CLU and D.K. Unger This year, thousands of residents and fellows are completing training and, as in the past, will be seeking to protect their medical careers in the event of disability. Covid has eliminated most in-person meetings, so residents/fellows are using the internet more than ever to obtain protection. Disability...
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Medical Resident Disability Insurance – Learn How to Maximize Protection
A common question we receive regarding medical resident disability insurance relates to increasing the disability benefit at some point in the future. Medical resident disability insurance is capped at $5,000/month. This amount is inadequate for residents/fellows who are about to at least triple their salary as attending physicians. That is why we include a FIO/FPO (Future...