Topic: term life

Disability Insurance: A Key Factor in Doctors’ Career Decisions

*This post was written by Ben Phipps for MGIS, you can find the original article here.   In the ever-evolving landscape of healthcare, doctor retention and recruitment remain critical challenges for organizations. While recent data from the American Medical Association (AMA) shows encouraging signs of improvement in physician burnout rates, the issue continues to be a...

Exciting New Guaranteed Standard Issue Disability Insurance Plan for CHOC Residents and Fellows

We are thrilled to announce a new Guaranteed Standard Issue (GSI) disability insurance plan exclusively from DI4MDs for residents and fellows at Children’s Hospital of Orange County (CHOC). This collaboration between DI4MDs and The Standard is designed to simplify securing essential financial protection for residents and fellows, removing typical barriers associated with obtaining individual disability...

AMA Disability Insurance – 5 Things You Should Know*

Chances are you have received mailings from DisabilityPro. DisabilityPro is a marketing name for the AMA sponsored group disability insurance policy underwritten by New York Life Insurance Company. The initial rates are attractive, but do you know the terms of coverage? Contact us today to learn more about your disability plan options, including a personalized quote comparison....

Is a Cost of Living (COLA) Rider Effective?

We originally posted this blog on The Whitecoat Investor, but have provided it here as well: The last two years has seen inflation climb to levels not seen this century . The Consumer Price Index (CPI) was 8.6 in 2022, over four times the average, and the CPI was 4.7 for 2021, over twice the...

The Importance of Resident/Fellow Pre-Approved Disability Insurance

By Andy G. Borgia, CLU and D.K. Unger This year, thousands of residents and fellows are completing training and, as in the past, will be seeking to protect their medical careers in the event of disability. Covid has eliminated most in-person meetings, so residents/fellows are using the internet more than ever to obtain protection. Disability...

Standard Insurance Increases Their Maximum Physician and Surgeon Disability Insurance Monthly Benefit to $30,000

Great news for the highest earning physicians/surgeons out there – Standard Insurance now offers up to $30,000 per month in benefit. In order to qualify for $30,000 per month of physician and surgeon disability insurance with The        Standard, a physician/surgeon will have to demonstrate an income of $1,200,000 per year, and have...

Military Dentist Disability Insurance

We recently authored a guest post on disability insurance options for military dentists on Joel Schofer’s McCareer site. Below is a snippet: Military Dentist Disability Insurance Disability insurance is critical and necessary for any professional.  This is even more important for General Dentists. Statistics indicate that General Dentists are almost 20% more likely to experience...

Veteran’s Day Message

As posted on the blog of our friend Dr. Joel Schofer, and dedicated to our military clients, their families, and all military serving our country past and present. We extend our gratitude to all of you. Statement by Secretary of Defense Lloyd J. Austin III on Veterans Day Nov. 10, 2021 On behalf of the...

No Medical Exam Life Insurance Limits Increased – Up To $10 Million Available

There are big changes progressively taking place in the individual life insurance market. It was only about 10 years ago when all applicants had to undergo a medical exam when applying for a life insurance policy. This meant setting aside 20-30 minutes for a stranger to visit your home or office and take your blood...

Our Post on Whitecoat Investor – Disability Insurance For Reservists

Reservists who require an income to achieve their financial goals have the same need for disability insurance until retirement. All reservists can apply for an own occupation individual disability insurance policy from the “Big 6” physician disability insurance companies… Read the rest of the post on Whitecoat Investor To receive your quotes, contact us today.